Pay simply and confidently in mainland China with PayZe – the perfect corporate expenses and payment card for Kiwi companies doing business in China
If you or your team visit mainland China on business, there is one essential fact you must know: the way people pay has changed — and changed fast. Over the past few years, there has been a dramatic and rapid decline in the acceptance of international credit cards. In their place, China has embraced a nationwide shift to mobile QR code payment systems.
For New Zealand companies and exporters, this is more than a travel inconvenience. It’s a daily operational hurdle that can affect efficiency, productivity and relationships.
Cash and credit cards are out – QR Codes are in
In today’s China, scanning a merchant’s QR code with a mobile app is the standard way to pay for almost everything — from a client dinner in Shanghai, to a taxi ride in Beijing, to a quick coffee from a street vendor in Chengdu.
In major cities like Beijing, Shanghai, and Shenzhen, cash is often actively discouraged or refused altogether. Even in smaller cities and rural areas, cash is less convenient, and change may not be available.
Meanwhile, international credit card acceptance has fallen sharply. Many small and mid-sized businesses cannot process foreign cards at all. Only a handful of luxury hotels, high-end restaurants, or major department stores might accept them — but these are the exceptions, not the rule. A great inconvenience for business travellers.
The business impact – why it matters
For exporters, importers, and service providers, smooth transactions aren’t just about convenience — they are essential to getting business done. Not being prepared with a compatible payment solution can:
- Cause awkward moments when entertaining clients.
- Force team members to rely on personal funds and wait for reimbursement.
- Lead to unclear expense tracking for your finance team.
That’s why having a payment solution designed to work seamlessly in China is no longer optional — it’s a necessity.
Introducing PayZe – the reloadable card and wallet that’s perfect for China and Asia
PayZe is a New Zealand–owned and operated reloadable, contactless prepaid card, accepted anywhere UnionPay is accepted. It combines the familiarity of a card with the power of a fully QR-enabled mobile wallet, giving you a flexible and reliable corporate expenses and payments card that works across China and Asia.
PayZe is not only for business travel, it’s equally suited for personal trips so you can enjoy the same seamless payment experience on holiday as you do on a business trip.
You can load funds in NZD from your NZ business account at any time, meaning there’s no need for the team to carry cash or use find other payment methods.
Because it’s prepaid, PayZe eliminates the risk of overspending or debt, while still providing the convenience and acceptance coverage your business needs. Reload as much as you need when you need.
Seven reasons why NZ businesses should use PayZe
- NZ owned and operated
- Widely accepted – works across New Zealand, China, and anywhere UnionPay is accepted.
- Reloadable – top up anytime directly from your selected NZ bank account.
- Contactless Tap & Pay – fast, secure card payments in-store
- In-store & online – ideal for both retail purchases and online business expenses.
- No debt, no surprises – prepaid control for predictable budget management.
- Global UnionPay network – one card, multiple destinations.
The PayZe Wallet – built for today’s business travel
- Download from app stores for immediate access.
- Digital card automatically issued — no need to wait for the physical card to arrive.
- Reload directly from your NZ bank account.
- Fully QR code–ready for UnionPay & WeChat Pay.
- No physical card required for QR payments in China.
- Android Tap & Pay capability for fast checkout.
- Secure, intuitive design for easy staff adoption.
Extra Bonus – earn while you spend
PayZe offers 1% cashback on all eligible purchases in Mainland China through our SplendorPlus program. For businesses with regular travel, client entertainment, or operational spending in China, this benefit can translate into meaningful savings over time.
Why PayZe works for corporate expenses and payments
As a corporate expense card, PayZe bridges the gap between the way China works and the way New Zealand businesses manage money. It allows you to:
- Allocate specific travel budgets to staff.
- Avoid complicated reimbursement processes.
- Keep business and personal spending separate.
- Ensure every transaction is recorded for accurate reporting.
- Pay suppliers or service providers instantly, without the risk of rejection.
For businesses that value efficiency, transparency, and control, PayZe is a practical, future-proof solution.
Get your business ready for China
Whether you’re attending trade fairs, meeting clients, managing operations, or exploring new opportunities, PayZe ensures your team can pay simply and confidently — without the stress of cash shortages or card declines.
Even for personal travel, family visits, or leisure shopping, PayZe offers the same convenience and security wherever you go.